March 5, 2010
Did you know...?
Seniors File Fewer Claims, but Medical Costs are Higher
The growing share of workers
aged 65 and older - many who are forced by the economy to remain in the
workforce - generally receive less wage-loss benefits than younger workers, but
tend to generate higher medical bills, the National Council on Compensation
Insurance (NCCI) said in a report released earlier this year.
NCCI said it has expanded its periodic review of worker injuries based on age. The
analysis traditionally focused on workers aged 64 or younger. NCCI said the
number of seniors in the workforce has jumped by nearly 50% since the late
1980s. Seniors still comprise a small share of the labor force but they're
being driven past normal retirement age because of depleted life savings and
plummeting home values.
NCCI‘s study found:
- Falls, slips and trips are "by far" the greatest cause of injury among older workers.
- Indemnity severity is less for older workers, largely because they earn a lower average weekly wage. There is a distinct (downward) break between workers aged 60 to 64 and workers 65 and older.
- Medical severity is higher for older workers.
- Shares of indemnity and medical payments of older workers have a close relationship to their share of claims.
- Seniors are injured less frequently, especially in the more hazardous manufacturing and construction-related industries. In contrast, claim frequency is higher for older workers in the leisure and hospitality industries and among food preparation and service jobs.
Based on 2007 cases, seniors and
workers aged 16 to 19 account for the two smallest shares of the nation's
workforce. Both are under 5%, according to a case study by the U.S. Bureau of
Labor Statistics.
But, among older workers, falls, slips and trips account for nearly 50% of all
injuries – about twice the share represented by workers of all ages. The study
shows the difference in injury rates between seniors and all workers are slight
for workers injured in motor vehicle accidents and those injured by cuts,
punctures and scrapes. About 25% of the injuries sustained by seniors are from
strains. Among workers all ages, strains account for about 40% of all
injuries.
Overall, seniors report work-related injuries and illnesses less frequently
than all other age groups analyzed. In 2007, about 100 out of every 10,000
seniors who worked full-time in private industry reported injuries.
The highest incident rate was among workers of ages 20 to 24. The U.S. Bureau
of Labor Statistics reported about 130 injuries for every 10,000 full-time,
private-industry workers in that age bracket.
To read the full study follow this link: https://www.ncci.com/nccimain/IndustryInformation/ResearchOutlook/Pages/Claims-65andOlder.aspx.
***We are now open Saturdays at our Independence location from 9am – 1pm to serve your occupational medicine and urgent care needs. Our Independence location is open 5pm – 9pm Monday – Friday to serve your after hour needs as well***
*Please feel free to forward this information to any member of management in your company who would benefit from it.*
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To learn more about
services OHS-COMPCARE has to offer, contact our Client Services
Team at (816) 561-2105 option 1 or by e-mail at customerservice@ohscompcare.com. You can also visit us at www.ohscompcare.com.
Why choose us? Because OHS-COMPCARE has a physician on call 24/7/365 days a year to respond to our client's needs.
OHS-COMPCARE now featuring Adult Quick Care (Urgent Care Services) has seven (7) area clinical facilities:
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Independence Clinical Facility |
Johnson County Clinical Facility |
St. Joseph Clinical Facility |
Grandview Clinical Facility |
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19000 E. Eastland Center Crt, St. 200 |
10415 Lackman Road |
904 Edmond Street |
13830 S Us Highway 71 |
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Independence, MO 64055 |
Lenexa, KS 66219 |
St. Joseph, MO 64501 |
Grandview, MO 64030 |
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816-478-9299 |
913-495-9905 |
816-233-7702 |
816-761-4664 |
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After Hours Available *Now open Saturday 9am – 1pm |
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KCMO/Broadway Clinical Facility |
KCMO/Front Street Clinical Facility |
Wyandotte County Clinical Facility |
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1650 Broadway |
6501 East Commerce, Suite 110 |
1333 Meadowlark Lane, Suite 200 |
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Kansas City, MO 64108 |
Kansas City, MO 64120 |
Kansas City, KS 66102 |
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816-842-2020 |
816-483-5550 |
913-596-2774 |
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Adult Quick Care provides Urgent Care to Adults and Adolescents Age 14 and Older.
No appointment is necessary at Adult Quick Care.
When you are sick or have a new injury, Adult Quick Care is your affordable, time saving choice for quality care.
To learn more about Adult Quick Care please call 816-559-6320 or visit www.adultquickcare.com.